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What late payments are really costing you.

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What late payments are really costing you.

Chasing late payments manually is draining your team's time and crushing your cash flow. Days turn into weeks as overdue invoices pile up, customers ignore emails, and your accounts team burns hours on repetitive follow-ups.

The result?

  • Delayed cash flow
    Late payments create working capital problems and limit growth
  • Wasted staff time
    Your team spends hours chasing payments instead of growing the business
  • Inconsistent follow-ups
    Some invoices get chased, others get forgotten
  • Uncomfortable conversations
    Staff avoid collections calls, delaying payments further

How Mia transforms your collections.

Businesses using Mia see up to 60% faster payments.

Instant automated action.

The second an invoice goes overdue, Mia starts chasing. Zero manual intervention. Nothing forgotten.

Reliable, automatic follow-ups.

Every overdue invoice gets followed up — consistently and professionally. No more "I forgot to chase that one."

Two-way conversational.

Customers can reply, ask questions, and get instant answers. Mia handles objections on the spot — so payments happen faster.

Seamless Xero integration.

Mia syncs with your Xero account automatically. Real-time invoice tracking, accurate details in every message, zero data entry.

We set it up. You sit back.

Complete setup and configuration. Unlimited support. Monthly reporting. We handle everything.

How it works.

Step 1

Connect Your Xero Account

Simple integration syncs all your invoices and payment data automatically

Step 2

Mia Monitors Every Invoice

The AI tracks due dates and starts chasing the second an invoice goes overdue

Step 3

Automated Follow-Ups Begin

Professional, personalised SMS messages that customers can actually reply to

Step 4

Watch Payments Roll In

Mia handles questions, sends reminders, and closes the loop — while you focus on growing your business

What makes Mia different.

What makes Mia different What makes Mia different

What makes Mia different.

  • Professional but firm
    Every message maintains your brand voice while creating urgency to pay
  • Handles objections instantly
    Common questions get answered immediately, no waiting for your team
  • SMS that gets read
    Text messages customers actually open and respond to
  • Smart escalation
    Complex cases get flagged for human intervention automatically
  • Complete transparency
    Full audit trail of every conversation and collection attempt

See what our clients
are saying

Star Star Star Star Star
"We used to spend 15+ hours every week chasing late payments. Mia cut that to basically zero. The AI follows up instantly when invoices go overdue and actually gets customers to pay. Our average payment time dropped from 45 days to 28 days—that's a game-changer for cash flow."
ACCOUNTS MANAGER, CONSULTING FIRM
Star Star Star Star Star
"The two-way conversation feature is brilliant. Customers actually reply to Mia's messages, ask questions about their invoices, and get instant answers. It removes all the friction from the collections process. We're seeing 40% faster payments since implementing it."
CFO, MANUFACTURING COMPANY
Star Star Star Star Star
"I was sceptical about AI handling collections, but Mia is incredibly professional. The messages are firm but polite, and the AI knows when to escalate to our team. Our Days Sales Outstanding improved by 32% in the first quarter. Best investment we've made."
FINANCIAL CONTROLLER, IT SERVICES
Star Star Star Star Star
"Mia works while we sleep—literally. With clients in different time zones, the AI follows up at the perfect time for each customer. We've gone from manually tracking 200+ invoices in spreadsheets to completely automated collections. Zero dropped balls."
OPERATIONS DIRECTOR, LOGISTICS COMPANY
Star Star Star Star Star
"The Xero integration is seamless—Mia just knows which invoices are overdue and starts working immediately. No manual exports, no data entry. Our bookkeeper loves it because she can focus on actual accounting instead of chasing payments all day."
OWNER, CREATIVE AGENCY
Star Star Star Star Star
"We were worried customers would be annoyed by AI messages, but it's been the opposite. They appreciate the instant responses when they have questions. And honestly? The AI is more consistent and professional than our previous manual follow-ups ever were."
FOUNDER, SAAS COMPANY

Get paid faster. Chase less.

Join businesses using Mia to automate collections, accelerate payments,
and fix their cashflow — without lifting a finger.

AI Collection Agent

Frequently asked questions.

Mia syncs directly with your Xero account in real-time. The AI automatically monitors all your invoices and knows exactly when payments are due, which invoices are overdue, customer payment history, and outstanding amounts.

Once you connect Xero, Mia handles everything automatically. No manual tracking, no spreadsheets.

The opposite. Customers appreciate instant answers when they have questions — not "I'll get back to you." Messages are firm but polite, never aggressive. The AI communicates naturally, not robotically.

Most businesses find customer relationships actually improve because collections become predictable and professional rather than awkward and inconsistent.

Unlike basic automated reminders, Mia holds real conversations. Customers text back questions like "What's this invoice for?" or "Can I pay in instalments?" — and Mia answers immediately using accurate data from Xero.

Common objections get resolved on the spot. Complex queries get flagged for your team. The AI maintains full context throughout.

Currently, Mia is built for Xero users. The integration enables automatic data sync, real-time updates, and accurate invoice details in every message.

Using a different system? Let us know — we're adding integrations based on demand.

Simple monthly pricing with no surprises. SMS credits included. We handle all setup, configuration, and ongoing support.

Most customers see payback within the first month through time savings and faster payments. Your first month is free — book a demo and we'll show you exactly how Mia can improve your cashflow.

Most businesses are live within a few days. You connect Xero (takes minutes), we configure everything — message templates, follow-up schedules, tone of voice. You review, approve, and Mia starts collecting.

Zero DIY. We handle the technical work.

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